Chapter 7

Helping you find a way out of debt while keeping what you own
Contact Us Today

Chapter 7 Bankruptcy Attorney In Hammonton, New Jersey

Is Chapter 7 Bankruptcy Right for Me?

With Chapter 7 bankruptcy, Andrew Carroll can help you clear most of your debts, including payday loans, medical bills, credit cards, personal loans, repossessions, and more. In most Chapter 7 cases overseen by Andrew, clients have managed to keep their homes and cars, as long as they maintained timely payments. The advantages of filing don't stop there. The moment you file under Andrew's guidance, all threats and bullying circumstances, inclusive of lawsuits, garnishments, and frozen bank accounts, are put to an end. Be mindful, however, that there are several strict requirements. 


One of the main requirements for filing Chapter 7 bankruptcy is passing the Means Test. This test compares your income to the median income in your state and determines your eligibility for Chapter 7. If you pass the Means Test, it means that your income falls below or equal to the median income and you are eligible for Chapter 7. However, if your income is above the median, you may still be able to file under specific circumstances.



Hence, having Andrew Carroll, your trusted New Jersey bankruptcy law attorney, by your side can make a huge difference. Andrew has a consistent track record of ensuring clients begin anew in their financial lives. To understand how Andrew Carroll can assist your case, make contact today.

Call Carroll Law Firm, P.C at 856-281-2431 to schedule a consultation with a lawyer today.

Are There Any Types of Debt Chapter 7 Doesn’t Cover?

Unfortunately, Chapter 7 bankruptcies don't absolve you of all types of debt. If lingering debts from past income taxes, child or spousal support, or student loans are weighing you down, you will need to explore alternate payment arrangements for them. However, relief for other debt through Chapter 7 bankruptcy can free up more of your funds to tackle these obligations. That's why it's essential you start collaborating with a lawyer, well-versed in bankruptcy cases. Andrew Carroll, a seasoned law practitioner based in New Jersey, is ready to sit down with you and create a plan to help you eliminate debt for good. Schedule an appointment today!

What Are Some of the Requirements for a Chapter 7 Bankruptcy?

Andrew Carroll, a steadfast attorney in New Jersey, can guide you in navigating the intricacies of Chapter 7 bankruptcy. The requirement for this type of bankruptcy is a means test designed to prevent high-income individuals from exploiting the system for an "easy out." If you're unable to pay off your debt in a fair manner, this test will demonstrate that to the court. Another necessity prior to filing is financial counseling, which should be undertaken in the six months leading up to your application.  The entire process can be daunting and overwhelming, but with the help of Andrew Carroll, you can rest easy knowing that your financial future is in capable hands.


Bankruptcy can be a difficult and emotional decision for anyone to make. It's important to have a trusted legal advisor by your side throughout the process. That's where Andrew Carroll comes in. With his experience and knowledge of Chapter 7 bankruptcy laws, he can guide you through each step and ensure that everything is done correctly.



With Andrew Carroll's guidance, you can ensure that all these necessities are met and the correct documentation is filed. This way, you'll be set on the path towards financial freedom as swiftly as possible. Get in touch with Andrew Carroll today to start your journey out of debt.

Contact Us Now

Disclaimer: We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.

Share by: